Business Insurance

Find the Best Energy Deals for Your Business

Protect Your Business with Comprehensive Insurance Solutions

At SwitchAdvisor, we understand the importance of safeguarding your business against potential risks. That’s why we’ve partnered with Exchequer Risk Management, a specialist insurance brokerage with years of experience in underwriting, brokering, and risk management. Whether you’re a startup, SME, or large enterprise, we provide tailored commercial insurance solutions designed to keep your business secure.

What We Cover

Commercial Combined Insurance

A flexible, all-in-one policy that consolidates multiple coverages to protect your business from liability, property damage, and operational risks. This policy covers:

Fire, theft, storm, and flood protection
Accidental and malicious damage
Business interruption coverage

Fleet Insurance

Designed for businesses with multiple vehicles, our fleet insurance provides:

Coverage for all business-owned vehicles under a single policy
Protection against theft, accidents, and liability claims
Optional extensions, including breakdown cover and tools protection

Public & Employers’ Liability Insurance

A must-have for businesses interacting with clients and employees. Covers:

Third-party injuries or damages caused by your business
Legal costs in case of claims
Mandatory employer liability coverage to protect your workforce

Professional Indemnity Insurance

If your business provides advice, consultancy, or services, PI insurance protects you from claims related to:

Negligence or errors in professional advice
Breach of confidence or intellectual property disputes
Legal defence costs

Cyber Security Insurance

With increasing cyber threats, our policies cover:

Data breaches and cyberattacks
Financial losses due to hacking or phishing
Legal costs and reputation protection

Trade Credit Insurance

Protect your business from non-payment risks with:

Coverage for unpaid invoices due to client insolvency
Protection against political risks affecting payments
Improved financial security for business growth

Structural Warranties & Latent Defects Insurance

Essential for property developers and construction businesses, covering:

Structural defects in new builds or renovations
Repair or rebuilding costs due to construction faults
Protection for up to 10-12 years post-completion

Directors & Officers Liability Insurance

Safeguard key decision-makers with:

Protection against wrongful act claims
Legal defence for company directors and officers
Coverage for employment-related disputes

Income Protection & Critical Illness Cover

Ensure business continuity and personal financial security with:

Income protection for business owners in case of illness or injury
Critical illness cover for unexpected health challenges
Monthly payouts to support ongoing expenses

Get a Free Consultation

Our experts are here to help you find the best insurance solution for your business.